As more and more employers are forced to drop dental coverage from their benefits package because of the difficult economic environment, so more and more Americans are forced to go without dental care.
Individual dental insurance plans are out of reach for the average family because of the cost, not to mention the high deductibles, exorbitant co-pays and low annual caps.
The fact is, even if you can afford an individual dental insurance policy, if you read the small print on a “low monthly premium” dental insurance plan, you will find that a single major procedure, such as a crown or root-canal, can easily take you straight up to your annual cap! That means any other procedures will have to be paid for by you, out of your own pocket! Read more...
The term alternative therapy, as used in the modern Western world, encompasses any healing practice “that does not fall within the realm of conventional therapy”. Commonly cited examples include naturopathy [natural health Therapy], chiropractice, herbalism, traditional Chinese medicine, Unani, Ayurveda, meditation, yoga, biofeedback, hypnosis, homeopathy, acupuncture, and diet-based therapies, in addition to a range of other practices. It is frequently grouped with complementary medicine, which generally refers to the same interventions when used in conjunction with mainstream techniques, under the umbrella term complementary and alternative medicine, or CAM. Some significant researchers in alternative therapy/medicine oppose this grouping, preferring to emphasize differences of approach, but nevertheless use the term CAM, which has become standard. Read more...